Buying your first home is a big step, and it’s important to have the right help and advice along the way. That’s where we come in.
To qualify as a first home buyer in Australia, you generally need to meet specific criteria. Here are some key eligibility and requirements for first home buyers:
Never having owned a residential property before:
- To be eligible, you must not have previously owned a residential property, either in Australia or overseas
Australian citizenship or permanent residency:
- You must be an Australian citizen or hold permanent residency to qualify as a first home buyer.
Using the property as your principal place of residence:
- The property you purchase must be intended as your primary place of residence.
Income and purchase price thresholds:
- There are income and purchase price thresholds that determine your eligibility for certain government grants and concessions. We’ll help you understand these thresholds and how they may apply to your situation.
How it works
What does working with us look like?
Here is a list of the steps we take when we complete your entire application.
1.
Tell us about you
On a quick phone call, we will discuss your objectives, current situation and best options.
2.
Your documentation
Complete our online ‘Fact Find’ and upload your identification and financial documents.
3.
Personalised advice
Next, we will align you with the best lender and loan structure – tailored to your circumstances.
4.
Submit application
We manage all the paperwork, the application process, the bank, the negotiation and all the stress
5.
Complete guidance
Once approved, we will assist you through the signing of loan documents
6.
Finalise
Enjoy your new loan and hands-on customer service for the life of your loan.
Are you wanting another type of service?
SMSF purchase
We have numerous lenders that offer Self-Managed Super Fund purchases – at the lowest rates in the market! Chat with us to find out how you can achieve this.
Residential Property
Looking to purchase a new home or expand your portfolio? Whether it’s owner-occupied or an investment, we have the expertise to get you the best deal..
Buy an investment
We have access to more than 60 lenders, and our strong partnership and relationship with the lenders help us find the appropriate products and secure the best deals for your needs.
Refinance an existing loan
It’s no secret that banks often offer better interest rates to new customers than existing ones. It is a worthwhile exercise to consider refinancing.
